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Home Buying Step

Finding the Perfect Home

You decide to do a bit of house hunting and open the newspaper, sift through a range of choices in several areas. After reading countless ads featuring many romantic details but few specifics, you make a few calls and hear several voice mails. You decide to do some online research. After downloading 100 choices in your price range, you decide that rather than spend your whole day sorting through them, it might be nice to get out and visit a few open houses. With a bit of perseverance you write down addresses, look up the maps online, and print out several destinations. You are out and about and finally locate your first home.

You walk into the home and decide “this is it.” From wall colors to flooring you feel “this is perfect.” Following a lengthy conversation with the listing agent about your housing preferences, you realize the house is $100k over your price range. After considering the options of liquidating half of your furniture and selling your car, you decide that it was enjoyable “just looking” but it’s just not for you. Suddenly you realize this is a greater undertaking than you originally thought. You have specific needs including size, bedroom space, school preferences, and proximity to major highways. Uncertain of where to start, you decide there must be “a better way.”

This is just one of the scenarios you might expect in trying to find a home while representing yourself. Indeed self-representation is always a possibility, however most buyers prefer to utilize the services of a professional Buyer’s Representative. Your Moreland Buyer’s Representative will work hard to select properties that best meet your requirements and preferences and which will make your search as efficient as possible.

Regardless of what you spend or where you choose to buy, as a serious buyer there are several specific factors you must consider.

Start browsing the Austin real estate market, or continue reading about the steps for buying a home.

A Buyer’s Real Estate Timeline

When should I begin looking?

When do I have to move from my current home?

When does my new job require me to start work?

What date does school start?

A Buyer’s Real Estate Timeline

3 Months: Develop a checklist, meet and hire agent, apply for a loan, begin property search

2 Months: Review home choices, select a home, make an offer and submit a contract, schedule inspection, set closing schedule

4 Weeks: Contact mover, upgrade mortgage, school transfers, homeowner’s insurance

3 Weeks: Begin packing, make address changes, utility turn-on at new home, shop for décor items

2 Weeks: Verify mover, review closing details with settlement agent, verify and finalize mortgage details, complete packing

Prior to Moving

At Moreland, our dedication to service includes assistance with providing the references to complete the task of moving and coordinating your timeline.

Fully executed contract (original contract required for FHA & VA)
Most current pay stub
Last two year’s W-2’s
A full two-year history of employment with personnel office street address and phone number (no post office box, please)
A full two-year history of residence, with landlord’s name & address
Mortgage company’s name, address and account number for all property owned
Current leases for any rental property you may own. (If this income is used to qualify, you must have your last two years completed tax returns)
Most current Bank Statements. Include all Checking, Savings, IRA’s, CD’s, Stocks and Bonds
Name of creditors, account numbers, addresses, balances and minimum payments
Recorded copy of divorce decree (if applicable)
Money for appraisal and credit report

Copy of Social Security card–all parties
Copy of current driver’s license–all parties

Copy of DD214, or if still active, a Statement of Service
Original Certificate of Eligibility
Permission for off-base housing (DD form 1747, if still active)
Name, address and phone number of nearest living relative
Copy of current driver’s license–all parties
Most recent original pay stub

Middle Name

Full Name *

Last Name

Phone

Email *

Type

Address

City

State

Zipcode

Number of Bedrooms

Number of Bathrooms

Square Feet

When do you want to move?

When did you start looking?

Where would you like to own?

Describe your Dream Home

Are you currently working with an agent?

Preferred Contact Method

Get in Touch

At Moreland Properties, we don’t just sell properties; we build lasting relationships, support our agents, and contribute positively to the communities we serve. Join us in your real estate journey, where professionalism, integrity, and dedication converge to create exceptional experiences.